Which of the Following Is a Difference Between a Deductible

Which of the following is a difference between a deductible clause and coinsurance clause in insurance policies?

A) Deductible clause requires the insured to pay a specified amount before the proceeds are payable, while coinsurance clause requires the insured to pay a part of an insured loss.
B) Deductible clauses require the insured to pay a part of the insured loss, while coinsurance clauses prevent insurers from being liable if the applicant conceals material information.
C) Deductible clauses stipulate the risks that are not covered by the insurance policy, while coinsurance clauses require paying a specified amount to get the insurance proceeds.
D) Deductible clauses require the insured to pay a part of the insured loss, while coinsurance clauses require paying a specified amount to get the insurance proceeds.