Loan assignments make up more than 90 percent of the U.S.domestic loan sale market because

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Loan assignments transfer all rights, including ownership and servicing rights, to the buyer, which reduces monitoring and administration costs for the seller. This makes assignments the preferred option for loan sales, accounting for more than 90 percent of the loan sale market in the US. A, B, D, and E are incorrect because loan assignments do not have lower capital requirements, they are not riskier than other types of loan sales, regulators do not necessarily prefer these transactions over loan participations, and there is a secondary market for loan participations.

Loan Assignments Make Up More Than 90 Percent of the U.S.domestic