The specialized nature in which credit intermediation is performed by shadow banks makes the process less cost efficient than if done by traditional banks.

Name: The specialized nature in which credit intermediation is performed by shadow banks makes the process less cost efficient than if done by traditional banks.
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Shadow banks often operate with lower regulatory burdens and overhead costs than traditional banks, which can make their credit intermediation process more cost-efficient.

The Specialized Nature in Which Credit Intermediation Is Performed by Shadow