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From a Regulatory Perspective, What Is the Impact on Book

Question 91

Multiple Choice

From a regulatory perspective, what is the impact on book value capital of a 25 basis point decrease in interest rates if the FI is holding a 20-year, fixed-rate, 11 percent annual coupon $100,000 par value bond?


A) A decrease of $250.
B) An increase of $250.
C) An increase of $2,023.
D) A decrease of $1,959.
E) No impact on capital since the book value is unchanged.

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