In Contrast to Earlier Periods in the Finance Company Industry

In contrast to earlier periods in the finance company industry, during the middle 2000s,

A) regulatory reform led to decreasing profits.
B) mortgages originated were generally not securitized.
C) new car loan rates charged by finance companies were been lower than those of commercial banks.
D) mortgage lending become less important to the industry.
E) finance companies were required to offer time deposit products to their customers.