Which of the following dominates the loan portfolios of commercial banks with assets less than one billion dollars?

Question

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Real estate loans typically dominate the loan portfolios of smaller commercial banks as they tend to serve local communities and businesses, which frequently require financing for property purchases or development. Commercial loans and industrial loans may also be significant components of the loan portfolio, but typically at a lower proportion than real estate loans. Consumer loans and credit card debt tend to be more common among larger commercial banks with broader retail operations.

Which of the Following Dominates the Loan Portfolios of Commercial