Subrogation in Insurance Law Is the

Subrogation in insurance law is the

A) insurer's right to retain damaged goods and recover the residual value of them when an insurance payout has been made.
B) acquisition by the insurer of the insured's right to sue third parties upon the insurer paying the insured's losses.
C) protection afforded an employee under a fidelity bond.
D) process of making additions to coverage under an insurance policy through use of riders.
E) selling of book debts without recourse to a factor.