According to the textbook, in most cases phobias are acquired through a combination of

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The textbook explains that phobias are typically acquired through a combination of conditioning (such as experiencing a traumatic event) and observational learning (such as observing someone else's fear). Social pressure and experience may play a role, but they are not the primary factors. Psychosis and anxiety refer to mental disorders that may contribute to the development of phobias, but they are not direct causes. While genetics and subconscious influences may play a role in some cases, they are not the most common factors in acquiring phobias.

According to the Textbook, in Most Cases Phobias Are Acquired