A health care organization in which individuals pay a fixed monthly rate and use services as needed is:

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A health care organization in which individuals pay a fixed monthly rate and use services as needed is a characteristic of a health maintenance organization (HMO). In an HMO, individuals typically select a primary care physician who manages their medical care and refers them to specialists as needed. The fixed monthly payment allows for the use of services without additional fees or copays.

A Health Care Organization in Which Individuals Pay a Fixed