The Use of the Smart Card or Security Tokens Is

The use of the smart card or security tokens is referred to as a two factor authorization because:

A) It is based on something the user has, the token or card, and something the user knows, the password.
B) It requires that the user is granted the card / token in a secure environment and that the user actually uses the card / token.
C) It requires that the user has two different authorizations: 1) to receive the card / token, and 2) to use the card / token.
D) It requires the use the card / token to 1) login to the system and 2) access the applications.