All of the Following Statements About Aviation Insurance Are True

All of the following statements about aviation insurance are true EXCEPT

A) Physical damage coverage can be written on an "all-risks" basis.
B) Liability coverage also applies to bodily injury arising out of the premises where the aircraft is stored.
C) Liability coverage applies to liability arising out of a workers compensation law.
D) Aviation insurance is a highly-specialized market with relatively few insurers.