Which of the following losses is generally covered under a commercial umbrella policy?

Question

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Commercial umbrella policies typically provide additional liability coverage beyond the limits of the insured's other policies. Coverage for liability arising out of the use of a business auto is generally included, assuming the underlying business auto policy provides coverage. Umbrella policies do not typically cover workers compensation, pollution liability (unless specifically added), or the cost of recalling defective products, as these are excluded or covered under other specific types of policies.

Which of the Following Losses Is Generally Covered Under a Commercial