For which of the following situations would there be personal liability coverage under the homeowners policy?
I.The named insured accidentally injures her husband with a hammer.
II.The named insured breaks his wife's valuable vase while practicing his golf swing.

Question

Quizplus · Accepted Answer

Personal liability coverage under a homeowners policy typically does not cover intentional acts or damage to property owned by the insured. In situation I, the injury to a family member (spouse) is generally not covered due to exclusions for bodily injury to insured members of the household. In situation II, the damage is to the property of the insured, which is also typically excluded from personal liability coverage.

For Which of the Following Situations Would There Be Personal