All of the following losses are excluded from coverage under Section II of an unendorsed Homeowners 3 policy EXCEPT
A)Phyllis,a medical technician,misread a lab test and the patient is suing her.
B)While using his canoe,Bert hit another canoe.The other canoe sank.Bert is being sued.
C)Violet runs a for-profit daycare service in her home.The parents of a child injured while in Violet's care are suing Violet.
D)The homeowner's son was injured when he fell off a swing in the homeowner's yard.

Question

Quizplus · Accepted Answer

Under Section II of an unendorsed Homeowners 3 policy, personal liability and medical payments to others are covered, but there are exclusions for business activities and professional services. Bert's accident with his canoe does not fall under these exclusions, making it the exception where coverage would not be excluded.

All of the Following Losses Are Excluded from Coverage Under