Which of the following losses to a dwelling would be covered under an unendorsed Homeowners 3 policy?
A)smoke damage resulting from agricultural operations of a neighboring farmer
B)damage to the structure caused by a flash flood
C)damage to the structure caused by the weight of heavy snow on the roof
D)damage to a floor caused by water backing up through a sewer pipe

Question

Quizplus · Accepted Answer

Damage to the structure caused by the weight of heavy snow on the roof is covered under an unendorsed Homeowners 3 policy. The other options are typically not covered under a standard homeowners policy and would require separate endorsements or additional coverage.

Which of the Following Losses to a Dwelling Would Be