Which of the following statements about uninsured motorists coverage is true?
A)An innocent motorist must establish that the uninsured motorist is legally liable.
B)The amount of coverage in most states must be at least $300,000.
C)Property damage is covered in all states but bodily injury is not covered in all states.
D)The coverage is very expensive and beyond the affordability of all but wealthy insureds.

Question

Quizplus · Accepted Answer

Uninsured motorist coverage is designed to protect insured motorists in the event they are involved in an accident with an uninsured or underinsured driver. In order to receive compensation under this coverage, an innocent motorist must establish that the uninsured motorist is legally liable for the accident. The amount of coverage required varies by state and property damage and bodily injury may both be covered depending on the state. The cost of this coverage can vary, but it is not typically beyond the affordability of most insureds.

Which of the Following Statements About Uninsured Motorists Coverage Is