A few states have dual automobile insurance systems.A motorist can pay a higher premium and retain the right to sue under the tort system,or pay a lower premium and be covered under the state's no-fault law.This dual system is called a

Question

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The dual system described in the question is called a choice no-fault plan, as it allows motorists to choose between retaining the right to sue under the tort system or being covered under the state's no-fault law. The other options listed do not accurately describe this system.

A Few States Have Dual Automobile Insurance Systems