Ben lives in a state that has a no-fault auto insurance law.Another motorist failed to yield the right of way,and hit his car.Ben filed a claim with his own insurer.He also contacted a lawyer to discuss suing the other driver.The lawyer told Ben that while lawsuits resulting from auto accidents are permitted in the state,Ben's injuries were not severe enough to provide legal standing for a lawsuit.What type of no-fault law is in effect in the state where Ben lives?

Question

Quizplus · Accepted Answer

The fact that Ben can sue the other driver indicates that the state has a modified no-fault law, which allows lawsuits to be filed under certain circumstances, such as when the injuries are severe enough. In pure no-fault states, lawsuits are not allowed at all, while choice and add-on no-fault states offer varying degrees of choice between no-fault coverage and traditional liability coverage.

Ben Lives in a State That Has a No-Fault Auto