Ken purchased a PAP with liability limits of 100/300/50,medical payments coverage,and collision coverage.Ken fell asleep while driving late at night.He crossed the center line and hit a car approaching from the other direction.The following losses occurred.
-The driver of the other car suffered $30,000 in bodily injuries.
-Ken's car sustained $5,000 in damages.
-Ken incurred $5,000 in medical expenses.
-The car that Ken hit was a total loss.
Which of Ken's Personal Auto Policy (PAP)coverages will cover Ken's medical expenses?

Question

Quizplus · Accepted Answer

Ken's medical expenses will be covered by the medical payments coverage that he purchased as part of his PAP. This coverage provides payment for medical expenses incurred by Ken, regardless of who caused the accident, up to the limit specified in the policy.

Ken Purchased a PAP with Liability Limits of 100/300/50,medical Payments