Rob purchased a Personal Auto Policy (PAP)with collision and other-than-collision coverage.Which of the following losses would be covered under his policy?

Question

Quizplus · Accepted Answer

Rob's Personal Auto Policy (PAP) with collision and other-than-collision coverage would cover the damage to his car caused by a flash flood, as this is considered an "other-than-collision" loss. The policy typically does not cover the vehicle when used for commercial purposes (like a taxi), personal property stolen from the vehicle (like a radar detector), or wear and tear on the vehicle (like defective tires wearing out).

Rob Purchased a Personal Auto Policy (PAP)with Collision and Other-Than-Collision