The Personal Auto Policy States That the Insurer Has No

The Personal Auto Policy states that the insurer has no duty to provide coverage if the insured fails to comply with certain listed duties.In practice,however,the insurer is only relieved of its duty to provide coverage if

A) the insured was unaware of the listed duties.
B) failure to comply with the duties is prejudicial to the insurer.
C) the claim involves bodily injuries of more than $50,000.
D) the claim occurred in another state.