Which of the following statements concerning Medicare Prescription Drug Plans is (are)true?
I.The monthly premium is not based on an individual's health status or the number of prescriptions used.
II.After the beneficiary has paid an initial deductible,Medicare pays the entire cost of all prescription drugs the beneficiary needs.

Question

Quizplus · Accepted Answer

I is true because Medicare Prescription Drug Plans (Part D) premiums are not determined by health status or prescription usage. However, II is false because after the deductible, the beneficiary typically shares the cost with Medicare through co-payments or coinsurance, and there is also a coverage gap ("donut hole") to consider.

Which of the Following Statements Concerning Medicare Prescription Drug Plans