Maria is covered under a group medical expense plan as an employee.She is also covered under her husband's plan as a dependent.If Maria is hospitalized,how will each plan respond to her medical bills if both plans have the typical coordination-of-benefits provision?

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In typical coordination-of-benefits provision, the plan that covers the person as an employee is considered the primary plan and the plan that covers the person as a dependent is considered the secondary or excess plan. Therefore, Maria's plan as an employee is the primary plan, and her husband's plan is the excess plan. Her husband's plan will only pay benefits after Maria's plan has paid its maximum benefits. Therefore, in this scenario, Maria's plan will pay first, and her husband's plan will pay any remaining eligible expenses up to the plan's limit.

Maria Is Covered Under a Group Medical Expense Plan as an Employee.She