Which of the Following Statements About the Withdrawal of Funds

Which of the following statements about the withdrawal of funds from a traditional IRA is true?

A) Withdrawals of deductible contributions between the ages of 59.5 and 65 are subject to a tax penalty unless they are withdrawn because of specified circumstances such as death or long-term disability.
B) Amounts attributable to nondeductible contributions are fully taxable as ordinary income when received.
C) Withdrawals must begin no later than April 1 of the year following the calendar year in which an individual attains age 70.5.
D) Withdrawals must be taken in the form of an annuity.