Which of the Following Statements About Life Insurance Settlement Options

Which of the following statements about life insurance settlement options is true?

A) Under the fixed period option,the beneficiary normally has the right to make partial withdrawals in case of emergency.
B) Under the fixed period option,any remaining proceeds revert to the insurer if the beneficiary dies before the end of the fixed period.
C) Under the fixed amount option,the beneficiary can be given the right to increase or decrease the fixed amount.
D) Under the fixed amount option,any interest credited in excess of the guaranteed rate increases the amount of each periodic payment.