Why does the insured get the benefit of the doubt if an insurance policy contains any ambiguities or uncertainties?

Question

Quizplus · Accepted Answer

Insurance contracts are considered contracts of adhesion, meaning that the terms and conditions are drawn up by the insurer and offered on a "take-it-or-leave-it" basis to the insured. Therefore, any ambiguities or uncertainties in the policy are typically interpreted in favor of the insured, as they are in a weaker bargaining position than the insurer.

Why Does the Insured Get the Benefit of the Doubt