The policyholders' surplus of an insurer is defined as the difference between its

Question

Quizplus · Accepted Answer

The policyholders' surplus is the excess of the insurer's assets over its liabilities. It represents the funds available to the insurer to meet unexpected losses or to invest in new opportunities. The other options, such as premium income and expenses, reserves, and nonadmitted assets, are important components of an insurer's financial statements but not directly related to the policyholders' surplus.

The Policyholders' Surplus of an Insurer Is Defined as the Difference