The Difference Between a Retail and a Wholesale Insurance Producer

The difference between a retail and a wholesale insurance producer is

A) retail producers deal in personal insurance lines,wholesale producers deal in commercial lines.
B) retail producers are compensated through a salary,wholesale producers are compensated through commissions.
C) retail producers deal directly with insurance purchasers,wholesale producers do not deal with the end consumer of insurance.
D) retail producers sell property and liability insurance,wholesaler producers sell life and health insurance.