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A Taxpayer Has a Traditional IRA and Is Considering Converting

Question 46

Multiple Choice

A taxpayer has a traditional IRA and is considering converting it to a Roth.Which of the following conditions is likely to discourage the conversion?


A) The taxpayer has a significant tax basis in the IRA from non-deductible contributions.
B) The taxpayer has no expected need for distributions after retirement due to significant other investment accounts and a pension from work
C) The taxpayer expects lower tax rates in the future.
D) The taxpayer plans to continue working part-time into her seventies and would like to continue contributing to an IRA.

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