A credit union is

Name: A credit union is
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A credit union is

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A credit union is a type of depository institution that is owned and controlled by its members, who typically share a common bond such as working for the same employer or belonging to the same organization. Credit unions offer many of the same services as banks, including savings accounts, checking accounts, loans, and mortgages, but they are structured as non-profit organizations and may offer lower fees and better interest rates than traditional banks.

A Credit Union Is