$\text { Assets }\quad\quad\quad\quad\quad\quad\quad \text { Liabilities }$ -In the Balance Sheet Above, the Entries Are in Millions

$\text { Assets }\quad\quad\quad\quad\quad\quad\quad \text { Liabilities }$
$\begin{array}{|lc|lc|}\hline \text { Reserves } & \$ 400 &\text { Deposits }&\$1,200\\\text { Loans }&\$800\\\text { Total } & \$ 1,200&\text { Total }&\$1,200 \\\hline\end{array}$
-In the balance sheet above, the entries are in millions of dollars for the FBN Bank. If the desired reserve ratio equals 10 percent, FBN Bank has excess reserves of

A) $100 million.
B) $0.
C) $200 million.
D) $280 million.