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Leah, While Driving Her Vehicle on a Narrow Road in the Mountains

Question 43

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Leah, while driving her vehicle on a narrow road in the mountains, came to a bridge which did not appear very stable. After considering her alternatives for a moment she decides to drive over the bridge. The bridge collapsed and her vehicle was totally destroyed. Is the insurance company liable on her auto insurance policy? What legal arguments could they raise if they wish to deny coverage?

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