Recall Application 4, "Securitization: the Good, the Bad, and the Ugly

Recall Application 4, "Securitization: the Good, the Bad, and the Ugly," to answer the following questions:
-According to the application, the reason why investors were lured into purchasing securities comprised of "subprime" loans was that:

A) the risks were low even if the real estate market headed south.
B) the securities were so new that investors did not completely understand the risks.
C) the subprime loans were FDIC insured.
D) All of the above are correct.