What best describes how a PPO differs from an HMO?

Question

Quizplus · Accepted Answer

The main difference between a PPO and an HMO is that a member of a PPO is not required to select a primary care provider. With an HMO, a primary care provider must be chosen and referrals are needed to see specialists. PPOs also typically have higher deductibles and premiums than HMOs, but they do not limit coverage to only care from specialists. Additionally, both PPOs and HMOs enter into agreements with healthcare providers.

What Best Describes How a PPO Differs from an HMO