A secondhand buyer of consumer goods that were subject to a purchase money security interest in the hands of the original buyer takes those goods free of the purchase money security interest:

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The Uniform Commercial Code provides that a secondhand buyer of consumer goods (goods purchased for personal, family or household use) takes those goods free of the purchase money security interest if the original creditor did not file a financing statement and the secondhand buyer does not have actual or constructive notice of the security interest. This is known as the "consumer goods exception" to the general rule that a security interest in personal property travels with the property into the hands of a buyer. The exception applies only to consumer goods and only if the secondhand buyer did not have notice of the security interest.

A Secondhand Buyer of Consumer Goods That Were Subject to a Purchase