Kathy Needs to Drive to a City Some Distance Away

Kathy needs to drive to a city some distance away.Kathy's car is in for repairs,so Kathy borrows Gloria's car at no charge.While Kathy is driving on the highway,one of the tires comes off the car,Kathy crashes,and is seriously injured.Gloria did not know of the defect,but a reasonable inspection would have indicated that a repair was needed.Kathy sues Gloria.In this situation:

A) Gloria is not liable because this is a lease and not a bailment.
B) Gloria is not liable because she did not know of the defect.
C) Gloria is not liable because she did not charge Kathy for using the car.
D) Gloria is liable because she is an insurer of Kathy's safety.
E) Gloria is liable because she should have discovered the defect by inspection.