Three Hurricanes, Combined with the Already High Real-Estate Prices, Have

Three hurricanes, combined with the already high real-estate prices, have made people reconsider whether to retire to Florida. The cost of homeownership has increased due to stricter building codes. The influx of retirees is expected to rise. Which of the following factors is tending to move the demand curve for Florida housing to the right?

A) The aging of the baby boomers, increasing the number of people who are retiring
B) The increase in the cost of insurance
C) The already high real-estate prices
D) The current high construction costs