What problem is faced when doing a credit check on candidates that is not present when using resumes or reference checks?

Question

Quizplus · Accepted Answer

Credit checks can inadvertently lead to discriminatory impacts based on race due to systemic differences in credit history and access to credit across different racial groups. This is not typically an issue with resumes or reference checks, which focus more on professional experience and personal recommendations.

What Problem Is Faced When Doing a Credit Check on Candidates