Each province in Canada has an automobile insurance scheme that is based on either a tort based liability system or a no fault liability system for compensating claims for bodily injury or death.

Question

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In Canada, automobile insurance is regulated at the provincial level, and provinces have adopted either a tort-based liability system or a no-fault liability system for compensating claims related to bodily injury or death. This means that depending on the province, the approach to handling and compensating such claims can vary significantly.

Each Province in Canada Has an Automobile Insurance Scheme That