Which of the Following Would Be a Major Factor in Determining

Which of the following would be a major factor in determining the remedies available to a borrower's creditors in the event of the borrower defaulting on its repayment?

A) the distinction in the creditors' status between secured and unsecured
B) the priority of registration in the personal property security registry
C) the amount of deficiency remaining after the sale of assets
D) the presence of an acceleration clause in the loan agreement