What Insurance Concern Is Raised by the Ability of Genetic

What insurance concern is raised by the ability of genetic testing to reveal information about the genetic susceptibility to illness and disease of individuals applying for life and disability insurance?

A) Insurance will become too costly to insurers unless they have access to genetic testing.
B) Genetic testing is invasive and will breach individual privacy if it becomes mandatory.
C) Failure to disclose may result in the insurance contract being voided,yet disclosure may result in denial of coverage or higher premiums.
D) False positive results will lead to inaccurate assessments of risk.