What would an insurance agent who fails to advise a client that a form of requested coverage is unavailable likely be found by a court to have committed?

Question

Quizplus · Accepted Answer

An insurance agent has a fiduciary duty to their client, which includes the responsibility to communicate important information about coverage availability. Failing to advise a client that a requested form of coverage is unavailable could be seen as a failure to fulfill this duty, leading to a breach of fiduciary duty.

What Would an Insurance Agent Who Fails to Advise a Client