At the Beginning of the Year, You Have an Outstanding

At the beginning of the year, you have an outstanding short-term loan of $684 which was used to cover your cash needs for the previous year. During the current year, you expect to pay $34 in interest. The projected net cash flow for the year is $403, excluding the interest payment. What is your anticipated loan balance at year end?

A) $0
B) $247
C) $315
D) $383
E) $1,121