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You Have $500 That You Would Like to Invest

Question 320

Multiple Choice

You have $500 that you would like to invest. You have two choices: Savings account A which earns 8% compounded annually, or savings account B which earns 7.75% compounded monthly. Which would you choose and why?


A) A, because it has a higher effective annual rate.
B) A, because the future value in one year is lower.
C) B, because it has a higher effective annual rate.
D) B, because the future value in one year is lower.
E) A, because it has the higher quoted rate.

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