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Which One of the Following Is Correct Concerning the Annual

Question 370

Multiple Choice

Which one of the following is correct concerning the annual percentage rate (APR) ?


A) The APR is greater than the effective annual rate.
B) The APR formula for rate disclosure is [1 + (r/m) ]m-1.
C) The APR is the rate which lenders are required to disclose.
D) The APR is best used to compare offers from various lenders.
E) The APR considers all the effects of compounding.

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