Which of the Following Is a True Statement

Which of the following is a true statement?

A) When comparing investments it is best not to rely solely on quoted rates.
B) Compounding will typically not lead to differences between quoted and effective rates.
C) The APR on a loan requiring monthly payments is the annual interest rate you actually pay.
D) An APR is the interest rate per period divided by the number of periods per year.
E) With monthly compounding, the APR will be larger than the effective annual rate.