According to the Authors of the Textbook,the Economic Crisis That

According to the authors of the textbook,the economic crisis that began in 2008 was caused by ______.

A) consumers being unwilling to borrow and spend
B) banks making too many risky loans and consumers going into too much debt with no means to repay it
C) the government borrowing too much money
D) the failure of foreign economies, leading to the collapse of the American economy
E) rising gas prices