One reason why people are more likely to develop a phobia of spiders than a phobia of cars is that

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Phobias often develop not from rational assessments of danger, but from emotional and evolutionary predispositions. People generally have more frequent and positive interactions with cars, seeing them as useful and experiencing them safely on a daily basis. In contrast, spiders, despite being less dangerous in reality, are less familiar and can trigger an innate fear response, leading to a higher likelihood of developing a phobia.

One Reason Why People Are More Likely to Develop a Phobia