Susan has seen a shark attack someone; she has also seen a dog attack someone. One reason why she is more likely to develop a phobia of sharks than a phobia of dogs is that

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This is because Susan has likely had more safe experiences with dogs than with sharks, making it less likely for her to develop a phobia of dogs. In contrast, if her only exposure to sharks has been through witnessing a shark attack, she is more likely to develop a fear of them. The other options are not valid reasons why Susan would be more likely to develop a phobia of sharks.

Susan Has Seen a Shark Attack Someone; She Has Also