The Affordable Care Act requires that plans sold to individuals and small businesses provide a minimum package of services in 10 categories called

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The 10 categories of essential health benefits are required by the Affordable Care Act for plans sold to individuals and small businesses. These categories include ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, rehabilitative and habilitative services and devices, laboratory services, preventive and wellness services and chronic disease management, and pediatric services. These benefits are designed to ensure that individuals have access to comprehensive and essential healthcare services.

The Affordable Care Act Requires That Plans Sold to Individuals